Factors considered by the bank when making a decision:

  • Existence of an opened or opening deposit account.
  • Willingness of a borrower or a property guarantor to provide a deposit money mortgage.

Why do we need a mortgage deposit credit?

The main purpose is to provide a client with an opportunity to use term deposit finances, until the end of the deposit period, while maintaining the deposit profitability.

When do we need a deposit-secured credit?

Business expansion, urgent obligations repayment, reserve for unforeseen situations.

Mortgage deposit credit in CONCORD bank -
simply and profitably!

  • Simplified registration procedure
    Quick decision-making by the bank. Minimal documents package.
  • Maximum credit amount
    Credit amount is up to 98% of the deposit amount, which is pledged. The percentage rate is lower than for other credit types.
  • Flexible approach to mortgage requirements
    Financing providing as secured by a deposit of a legal entity as well as secured by a deposit of a natural person.
  • Deposit revenue assurance
    Taking of a non-loss credit of accrued deposit interest of an owner or a property guarantor.

Customer's expenses for servicing the loan

Interest rate (per annum)% Deposit rate + 3% (in case the loan currency matches the deposit currency)
Credit initiation feeIs missing
Monthly commissionIs missing

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