Credit limit up to 50 000 UAH. for those who have a payroll project in Concord Bank

- grace period up to 30 days;
- zero fees for replenishment and settlements in the trade network

Increases card balance and returns money from every purchase.

- daily + 11% per annum for the entire balance of funds;
- 1% cash-back of all payments in commercial networks;
- 20% refund - when you pay for the Internet service provider Fregat.

Instant payment by one touch

- Payments with one touch;
- + 11% per annum for the entire balance on the card;
- All utility payments without commissions

Ability to pay for purchases abroad and accommodation in foreign currency

- the possibility of withdrawing cash at any ATM in the world;
- Opening an account in foreign currency and no problems with cash withdrawal.

Withdrawal from all ATMs of the country without commission

- free registration;
- crediting of funds to the account the day.

inJoy is the perfect low-cost card with no fees worldwide!

- exchange of hryvnia in all currencies - without %;
- replenishment and withdrawal in Ukraine - without %;
- 5% return in food establishments all over the world;

Credit limit up to 100 000 UAH is always in your pocket.

- grace period up to 62 days.

“ITEM - 2018” is for the coolest IT-specialists of the country!

Add superpower to your smartphone! Connect to G-Pay, Apple Pay, Garmin Pay, 11% per annum for the remainder of the + 5% cash-strap of all fast food of the world.