Interest rate (per annum)
Credit initiation fee
1,0% of the lending limit
- notary services in case of notarization of pledge agreements;
- insurance of a pledged item, the tariff for which is set by the insurance company depending on its type of pledge.
In which currencies can I obtain a loan?
USD, EUR or UAH.
What factors are taken into account by the bank when making a decision?
What are the types of credit lines?
For how long can I get a loan?
When using a revolving credit line and nonrevolving credit line — up to 36 months inclusive. If the validity period of the loan agreement is 24 months or more, the loan agreement provides for a loan repayment schedule (The loan repayment schedule is determined by the decision of the collective body of the bank, the competence of which includes the decision to conclude a loan agreement, and depends on the purpose of the loan, the characteristics of the client (for example, seasonality)). If the validity period of the loan agreement is less than 24 months, the availability of the repayment schedule is determined by the decision of the collective body of the bank, whose competence includes the decision to conclude a loan agreement.
When using a tranche credit line — up to 12 months inclusive. Moreover, the validity period of each individual tranche is established in the Supplementary Agreement to the loan agreement, but it cannot be longer than the validity period of the loan agreement, in any case.
For what needs can I use loan proceeds?
Working capital financing and the contract of sale payment.
When interest is accrued?
On the last banking day of the month for the reporting month and on the day of the final repayment of the loan or at another time determined by the decision of the collective body of the bank.