A client deposits funds to a bank deposit account. Under the terms of the agreement, the bank is obliged to save and return the funds received, and then to pay the agreed amount of interest for using them. Assets may be funds or precious metals.
The profitability depends on the deposit currency. Deposits in UAH allow you to get the most income due to high interest rates.
Now, from income on deposits, depositors must pay 19.5% of taxes to the state budget. Of these, 18% is the personal income tax, 1.5% is the military levy.
Deposit Guarantee Fund is regulated by the Law of Ukraine “On the Individual Deposits Guarantee System". Today, almost all banks in Ukraine, including JSC “JSCB KONKORD" (JSC “JSCB KONKORD" certificate of the Fund's participant No. 184 dated 22.11.2012), are its participants. In the event of bank bankruptcy, depositors can rely on government compensation for invested funds in the amount of up to UAH 200 000.
*From the income of the client, the personal income tax
deducted at the rate of 18% of income and the military fee of 1.5% of income
CONCORD Bank is a permanent participant of the Guarantee Fund for Individuals' Deposits
(Certificate No. 193 dated January 18, 2007)
Comparative table of deposit rates | |||||||
Deposit/rate | Accumulative | Classic+ | For Pensioners | ||||
UAH | USD | EUR | UAH | USD | UAH | ||
3 months | 10,25% | 1,75% | 1,00% | 10,50% | 2,00% | 10,75% | |
6 months | 9,75% | 2,50% | 1,25% | 10,00% | 2,50% | 10,25% | |
12 months | 9,75% | 2,50% | 1,50% | 10,00% | 2,50% | 10,25% | |
36 months | - | 3,25% | 1,50% | - | - | - |
When opening a deposit in “icON25”
you will receive for each deposit + 0.5% in hryvnia
and + 0.25% in US dollars or in euros