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Why inJoy card is for you:
  • withdrawal of own funds in all ATMs of the country - without commissions
  • the possibility of establishing a credit limit of up to 30 000 UAH
  • payments via Internet banking - no fees
  • 24-hour support in Viber, WhatsApp, Facebook, CallCenter
  • For a limit of up to 30 000 UAH only passport and code needed
  • grace period of credit use up to 62 days
  • conversion and settlements in any currency of the world - no fees
  • accrual of 11% per annum in UAH and 3% in dollars on the balance of own fund
  • Convenient repayment schedule - the monthly minimum payment is only 5% of the outstanding amount plus accrued interest for the past month
  • Only 0.01% per annum for the use of credit funds during the grace period
  • Repayment without commissions in 90% of the country's terminals (Privat Bank, etc.)
Get your InJoy card today!
The documents list required for submission to CONCORD Bank is minimal:
  • Passport of a citizen of Ukraine
  • Taxpayer Identification Number (TIN).
Important information

inJoy card tariffs

Public contract

Product passport

“FC System" Terminal

EasyPay Terminals

iBox Terminals


*According to the Tax Code of Ukraine, personal income tax is deducted from the client's income in the amount of 18% of the income and the war tax in the amount of 1.5% of the income

Fill out an application = get your card for ONE visit to the bank

After filling out this questionnaire, our operator will call you back to clarify the details, and then invite you to pick up the ready card in the nearest branch

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