Why is this card better than others?
  • - conversion and settlements in any world currency – no extra costs;
  • - payments through Internet banking - without commissions;
  • - 5%* cash-back from visiting all world fast foods restaurants;
  • - By March 27, cashback 8%* of purchases in any flower shop (such as "Tsvetopttorg", "Viva Rosa", etc.) and in the cosmetics and perfumery networks BROCARD, Bomond, Aromateque
  • - additional card: Standart PayPass 50грн;
  • - round-the-clock support in viber, whatsApp, facebook, CallCenter;
  • - accrual of 11% per annum on the balance of own funds
Get your InJoy card today!
The documents list required for submission to CONCORD Bank is minimal:
  • Passport of a citizen of Ukraine
  • Taxpayer Identification Number (TIN).

Important information

inJoy card tariffs

Public contract

“FC System" Terminal

EasyPay Terminals


*According to the Tax Code of Ukraine, personal income tax is deducted from the client's income in the amount of 18% of the income and the war tax in the amount of 1.5% of the income

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inJoy - try the perfect card for visa-free travel!

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